Personal Business العربية

Instant Loan

Debit Cards

Get instant access to your account wherever you are. Cash is your past. Your BOJ Mastercard Debit is your future.

Discount Program

Get the best exclusive offers and deals from BOJ cards


"One Step Towards Easier and Faster Financing "

Program outline: Instant Loan is a service that offers funding to assist you in fulfilling your immediate needs. The loan amount will be calculated based on your available credit card limit, and you will be able to pay your installments over your preferred periods of time.  

  • The service is offered through the Contact Center.
  • The Instant Loan amount must not exceed 80% of the available credit card limit.
  • The minimum loan amount is 200 JOD.
  • If the customer fails to repay two Instant Loan payments in a row, the plan will be canceled, and the remaining amount, along with the calculated interest, will be treated as a credit card transaction.
  • A commission fee of 3% will be calculated of the loan amount.
  • The customer can repay the loan for up to 18 months (3,6,9,12,18 months) with 1% monthly interest.
  • Or The customer can repay the loan with the card’s balance and calculate a applied repayment percentage.
  • The commission, interest, and instant loan amount must not exceed the maximum credit card limit.

Discover more products

Visa Platinum

The premium way to manage your money, get the freedom to do more, and earn rewards for every purchase with the Visa Platinum Credit Card

Apply NowLearn More

Accounts

Choose the best Bank Account that suits your needs and start your financial journey with BOJ

Apply NowLearn More

BOJ Palestine

Accomplish your banking transactions quickly, easily and safely with Bank of Jordan’s improved application that includes several services and benefits especially crafted for you.

Download NowLearn More