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The fees and commissions for the retail sector and examples of the effective interest rate calculation for retail loans:
| Product | Announced interest rate starting from |
|---|---|
| Personal Loan | 8.63 % |
| Personal loan secured by a real estate mortgage | 8.57 % |
| Housing Loan | 7.63% |
| Auto Loan - Fixed | 5.57% |
| Salary Overdraft | 16% |
| Product | Loan Duration Years | Actual Intrest rate | Example on calculating the interest rate |
|---|---|---|---|
| Personal Loan | 7 | 8.63% | Personal loan of JD 10,000 at 8.63% interest and commission with a monthly payment of USD 159 |
| Personal loan secured by a real estate mortgage | 7 | 8.57 % | Personal loan secured by a real estate mortgage of JD 100,000 at 8.57% interest and commission with a monthly payment of USD 1587 |
| Car - Fixed | 7 | 5.57% | Car loan of JD 10,000 at 5.57%changing interest and commission with a monthly payment of USD 166 |
| Mortgage | 25 | 7.63% | Mortgage loan of JD 100,000 at 7.63% interest and commission, with a monthly payment of USD 747 |
For more information call us at 1700587777
Notes:
• The interest Rates are being set based on overnight interbank Rate.
• Interest rates above are for guidance and for individual loans only.
• Terms and conditions apply.
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